MidFirst Bank
MidFirst Bank is a bank in Oklahoma.
Is my gift card a credit card?
“No, your gift card is a prepaid debit card. You can only spend the funds available on the gift card. Once those funds are gone, the gift card is no longer available for use.”
View in the company profileIs my gift card like my checking account debit card?
“It is similar to a debit card in that you can spend the available funds on the card like you can spend available funds in your checking account; however, there is no checking account attached to your gift card and it cannot be used at an ATM or to get cash back from a merchant.”
View in the company profileDo I need to activate my gift card?
“Yes, you must activate your gift card by calling 800.710.4795 and selecting your PIN. The gift card cannot be used until it has been activated.”
View in the company profileHow can I find out my gift card balance?
“You can check your available balance and transaction history by calling 800.710.4795.”
View in the company profileDoes my gift card have any dormancy or inactivity fees?
“Gift cards issued in Oklahoma and Colorado may be assessed a $5 monthly fee after 12 consecutive months of inactivity. Gift Cards issued in Arizona do not incur any fees.”
View in the company profileHow much does it cost to purchase a gift card?
“There is a $3.75 ($3 in Colorado) purchase fee for each gift card.”
View in the company profileCan my gift card ever have a negative balance?
“No, your gift card cannot have a negative balance.”
View in the company profile