{"schemaVersion":"ready-scan.resource-sources.v1","locale":"zh-Hans","path":"/zh-Hans/sources/source-029aea445d157358","canonicalUrl":"https://knowledge.readyscan.ai/zh-Hans/sources/source-029aea445d157358","machineUrl":"https://knowledge.readyscan.ai/zh-Hans/discovery/sources/source-029aea445d157358.json","page":1,"pageSize":48,"totalCount":1,"totalPages":1,"previous":null,"next":null,"kind":"source","source":{"id":"source-029aea445d157358","url":"https://thejordaninsuranceagency.com/faq/are-annuities-fdic-insured-nc","title":"The Jordan Insurance Agency: /faq/are-annuities-fdic-insured-nc","publisher":"thejordaninsuranceagency.com","publicationCount":1,"modifiedOn":"2026-10-27","path":"/zh-Hans/sources/source-029aea445d157358","canonicalUrl":"https://knowledge.readyscan.ai/zh-Hans/sources/source-029aea445d157358","machineUrl":"https://knowledge.readyscan.ai/zh-Hans/discovery/sources/source-029aea445d157358.json"},"items":[{"key":"subject:Q140924162","citations":[{"id":"source-029aea445d157358","url":"https://thejordaninsuranceagency.com/faq/are-annuities-fdic-insured-nc","title":"The Jordan Insurance Agency: /faq/are-annuities-fdic-insured-nc","publisher":"thejordaninsuranceagency.com","accessedOn":"2026-10-27"}],"editions":[{"language":"en","title":"The Jordan Insurance Agency","description":"Independent insurance agency in Charlotte, North Carolina.","path":"/entities/the-jordan-insurance-agency-q140924162","canonicalUrl":"https://directory.readyscan.ai/entities/the-jordan-insurance-agency-q140924162","machineUrl":"https://directory.readyscan.ai/discovery/entities/the-jordan-insurance-agency-q140924162.json","modifiedOn":"2026-10-27"}],"subject":{"slug":"the-jordan-insurance-agency-q140924162","name":"The Jordan Insurance Agency","questions":[{"question":"Are annuities FDIC insured?","path":"/entities/the-jordan-insurance-agency-q140924162#company-answer-content-native-digital-agencies-28ec2c5aac32f62c-a-620676f883c6ba788711"},{"question":"What actually protects my money in an annuity?","path":"/entities/the-jordan-insurance-agency-q140924162#company-answer-content-native-digital-agencies-28ec2c5aac32f62c-a-6a0562aa5675ad603bff"},{"question":"How much annuity coverage does the North Carolina guaranty association provide?","path":"/entities/the-jordan-insurance-agency-q140924162#company-answer-content-native-digital-agencies-28ec2c5aac32f62c-a-a31865349143a966aef1"},{"question":"Is an annuity as safe as an FDIC-insured CD?","path":"/entities/the-jordan-insurance-agency-q140924162#company-answer-content-native-digital-agencies-28ec2c5aac32f62c-a-9e363aadebebfa8fb3ab"},{"question":"How do I check if an annuity carrier is financially strong?","path":"/entities/the-jordan-insurance-agency-q140924162#company-answer-content-native-digital-agencies-28ec2c5aac32f62c-a-4d684ee99241dbaae70a"}],"facts":[{"id":"content-native-digital-agencies-28ec2c5aac32f62c-a-620676f883c6ba788711","label":"Are annuities FDIC insured?","value":"“No. Annuities are not FDIC-insured.”","path":"/entities/the-jordan-insurance-agency-q140924162#company-fact-content-native-digital-agencies-28ec2c5aac32f62c-a-620676f883c6ba788711","questionPaths":["/entities/the-jordan-insurance-agency-q140924162#company-answer-content-native-digital-agencies-28ec2c5aac32f62c-a-620676f883c6ba788711"]},{"id":"content-native-digital-agencies-28ec2c5aac32f62c-a-6a0562aa5675ad603bff","label":"What actually protects my money in an annuity?","value":"“Two things protect an annuity. First and most important is the issuing insurance company's financial strength and claims-paying ability, which you can check through an independent rating such as an AM Best Financial Strength Rating.”","path":"/entities/the-jordan-insurance-agency-q140924162#company-fact-content-native-digital-agencies-28ec2c5aac32f62c-a-6a0562aa5675ad603bff","questionPaths":["/entities/the-jordan-insurance-agency-q140924162#company-answer-content-native-digital-agencies-28ec2c5aac32f62c-a-6a0562aa5675ad603bff"]},{"id":"content-native-digital-agencies-28ec2c5aac32f62c-a-a31865349143a966aef1","label":"How much annuity coverage does the North Carolina guaranty association provide?","value":"“The North Carolina Life & Health Insurance Guaranty Association covers up to $300,000 for the present value of annuity benefits per individual, per member insurer, regardless of how many contracts you hold with that company. Structured settlement annuities are covered up to $1,000,000 per NC payee, and unallocated annuity contracts up to $5,000,000 per owner.”","path":"/entities/the-jordan-insurance-agency-q140924162#company-fact-content-native-digital-agencies-28ec2c5aac32f62c-a-a31865349143a966aef1","questionPaths":["/entities/the-jordan-insurance-agency-q140924162#company-answer-content-native-digital-agencies-28ec2c5aac32f62c-a-a31865349143a966aef1"]},{"id":"content-native-digital-agencies-28ec2c5aac32f62c-a-9e363aadebebfa8fb3ab","label":"Is an annuity as safe as an FDIC-insured CD?","value":"“They rest on different guarantees. A bank CD is FDIC-insured up to $250,000 per depositor, per bank, per ownership category.”","path":"/entities/the-jordan-insurance-agency-q140924162#company-fact-content-native-digital-agencies-28ec2c5aac32f62c-a-9e363aadebebfa8fb3ab","questionPaths":["/entities/the-jordan-insurance-agency-q140924162#company-answer-content-native-digital-agencies-28ec2c5aac32f62c-a-9e363aadebebfa8fb3ab"]},{"id":"content-native-digital-agencies-28ec2c5aac32f62c-a-4d684ee99241dbaae70a","label":"How do I check if an annuity carrier is financially strong?","value":"“Look up the insurer's financial-strength rating from an independent agency such as AM Best. AM Best's Secure categories are A++ and A+ (Superior), A and A- (Excellent), B++ and B+ (Good), and B and B- (Fair); the Vulnerable categories are C++/C+ (Marginal), C/C- (Weak), and D (Poor).”","path":"/entities/the-jordan-insurance-agency-q140924162#company-fact-content-native-digital-agencies-28ec2c5aac32f62c-a-4d684ee99241dbaae70a","questionPaths":["/entities/the-jordan-insurance-agency-q140924162#company-answer-content-native-digital-agencies-28ec2c5aac32f62c-a-4d684ee99241dbaae70a"]}]},"selected":{"language":"en","title":"The Jordan Insurance Agency","description":"Independent insurance agency in Charlotte, North Carolina.","path":"/entities/the-jordan-insurance-agency-q140924162","canonicalUrl":"https://directory.readyscan.ai/entities/the-jordan-insurance-agency-q140924162","machineUrl":"https://directory.readyscan.ai/discovery/entities/the-jordan-insurance-agency-q140924162.json","modifiedOn":"2026-10-27"}}],"versionId":"fnv1a64:d1e76bd1242e49a3"}