{"schemaVersion":"ready-scan.resource-sources.v1","locale":"zh-Hant","path":"/zh/sources/source-8a2a0cf3e9adbaf3","canonicalUrl":"https://knowledge.readyscan.ai/zh/sources/source-8a2a0cf3e9adbaf3","machineUrl":"https://knowledge.readyscan.ai/zh/discovery/sources/source-8a2a0cf3e9adbaf3.json","page":1,"pageSize":48,"totalCount":1,"totalPages":1,"previous":null,"next":null,"kind":"source","source":{"id":"source-8a2a0cf3e9adbaf3","url":"https://www.1ffc.com/faqs/","title":"1st Franklin Financial: /faqs/","publisher":"1ffc.com","publicationCount":1,"modifiedOn":"2026-10-26","path":"/zh/sources/source-8a2a0cf3e9adbaf3","canonicalUrl":"https://knowledge.readyscan.ai/zh/sources/source-8a2a0cf3e9adbaf3","machineUrl":"https://knowledge.readyscan.ai/zh/discovery/sources/source-8a2a0cf3e9adbaf3.json"},"items":[{"key":"subject:Q5453029","citations":[{"id":"source-8a2a0cf3e9adbaf3","url":"https://www.1ffc.com/faqs/","title":"1st Franklin Financial: /faqs/","publisher":"1ffc.com","accessedOn":"2026-10-26"}],"editions":[{"language":"en","title":"1st Franklin Financial","description":"Short and long term installment loans supplier in the southeastern United States.","path":"/entities/1st-franklin-financial-q5453029","canonicalUrl":"https://directory.readyscan.ai/entities/1st-franklin-financial-q5453029","machineUrl":"https://directory.readyscan.ai/discovery/entities/1st-franklin-financial-q5453029.json","modifiedOn":"2026-10-26"}],"subject":{"slug":"1st-franklin-financial-q5453029","name":"1st Franklin Financial","questions":[{"question":"How long does it take to get approved?","path":"/entities/1st-franklin-financial-q5453029#company-answer-content-native-digital-agencies-b15b9291f3c95d3b-a-4a9b01fd8869898f3eb6"},{"question":"What if I have bad credit as a self-employed individual?","path":"/entities/1st-franklin-financial-q5453029#company-answer-content-native-digital-agencies-b15b9291f3c95d3b-a-62140a93d8fd5f7c79a7"},{"question":"Can I get a personal loan if I have just started my self-employment?","path":"/entities/1st-franklin-financial-q5453029#company-answer-content-native-digital-agencies-b15b9291f3c95d3b-a-5a7fd93e567ff7ce9709"},{"question":"How do I qualify for a 1st Franklin Financial personal loan, and how can I apply?","path":"/entities/1st-franklin-financial-q5453029#company-answer-content-native-digital-agencies-b15b9291f3c95d3b-a-33bc7c9dd45418e19049"},{"question":"Is credit card interest simple or compound?","path":"/entities/1st-franklin-financial-q5453029#company-answer-content-native-digital-agencies-b15b9291f3c95d3b-a-9badbd6bf94ab544d36b"}],"facts":[{"id":"content-native-digital-agencies-b15b9291f3c95d3b-a-4a9b01fd8869898f3eb6","label":"How long does it take to get approved?","value":"“If you apply online with 1st Franklin Financial, your application is transferred to your local branch, where a loan officer reviews it and makes the final decision. A staff member will contact you to discuss your loan and any additional information needed.”","path":"/entities/1st-franklin-financial-q5453029#company-fact-content-native-digital-agencies-b15b9291f3c95d3b-a-4a9b01fd8869898f3eb6","questionPaths":["/entities/1st-franklin-financial-q5453029#company-answer-content-native-digital-agencies-b15b9291f3c95d3b-a-4a9b01fd8869898f3eb6"]},{"id":"content-native-digital-agencies-b15b9291f3c95d3b-a-62140a93d8fd5f7c79a7","label":"What if I have bad credit as a self-employed individual?","value":"“Bad credit doesn’t automatically disqualify you, but it can make it more difficult to get approved for a personal loan. The good news is that making your payments on time will improve your credit, provided you get approved.”","path":"/entities/1st-franklin-financial-q5453029#company-fact-content-native-digital-agencies-b15b9291f3c95d3b-a-62140a93d8fd5f7c79a7","questionPaths":["/entities/1st-franklin-financial-q5453029#company-answer-content-native-digital-agencies-b15b9291f3c95d3b-a-62140a93d8fd5f7c79a7"]},{"id":"content-native-digital-agencies-b15b9291f3c95d3b-a-5a7fd93e567ff7ce9709","label":"Can I get a personal loan if I have just started my self-employment?","value":"“Lenders like to see two years of self-employment history. If you don’t have that, you may need to show that you have the assets to cover the loan if the new business doesn’t work out for you.”","path":"/entities/1st-franklin-financial-q5453029#company-fact-content-native-digital-agencies-b15b9291f3c95d3b-a-5a7fd93e567ff7ce9709","questionPaths":["/entities/1st-franklin-financial-q5453029#company-answer-content-native-digital-agencies-b15b9291f3c95d3b-a-5a7fd93e567ff7ce9709"]},{"id":"content-native-digital-agencies-b15b9291f3c95d3b-a-33bc7c9dd45418e19049","label":"How do I qualify for a 1st Franklin Financial personal loan, and how can I apply?","value":"“The first thing you’ll want to do is make sure you live in one of the states in our service area. You can do this by going to our Find a Branch page and entering your zip code.”","path":"/entities/1st-franklin-financial-q5453029#company-fact-content-native-digital-agencies-b15b9291f3c95d3b-a-33bc7c9dd45418e19049","questionPaths":["/entities/1st-franklin-financial-q5453029#company-answer-content-native-digital-agencies-b15b9291f3c95d3b-a-33bc7c9dd45418e19049"]},{"id":"content-native-digital-agencies-b15b9291f3c95d3b-a-9badbd6bf94ab544d36b","label":"Is credit card interest simple or compound?","value":"“Credit card interest is compounded. That’s why credit card debt grows so quickly, especially if you’re only making the minimum payment each month.”","path":"/entities/1st-franklin-financial-q5453029#company-fact-content-native-digital-agencies-b15b9291f3c95d3b-a-9badbd6bf94ab544d36b","questionPaths":["/entities/1st-franklin-financial-q5453029#company-answer-content-native-digital-agencies-b15b9291f3c95d3b-a-9badbd6bf94ab544d36b"]}]},"selected":{"language":"en","title":"1st Franklin Financial","description":"Short and long term installment loans supplier in the southeastern United States.","path":"/entities/1st-franklin-financial-q5453029","canonicalUrl":"https://directory.readyscan.ai/entities/1st-franklin-financial-q5453029","machineUrl":"https://directory.readyscan.ai/discovery/entities/1st-franklin-financial-q5453029.json","modifiedOn":"2026-10-26"}}],"versionId":"fnv1a64:aac02251fe76bc6f"}