Marshall Services LLC: website

Marshall Services: “IAUA CPAU-certified insurance appraisals, ADR umpire & expert witness services in Texas”.

• What is Alternative Dispute Resolution (ADR) for insurance claims?

  “Alternative Dispute Resolution (ADR) is a faster, more cost-effective way to resolve insurance claim disputes without going to court. The insurance appraisal process is a form of ADR where both parties select independent appraisers to determine the fair value of your claim.”

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• What should I do if my insurance company denied my claim or offered a low settlement?

  “If your insurance company denied your claim or offered a settlement lower than the damage warrants, you have options beyond hiring an expensive attorney. First, document everything with photos and contractor estimates.”

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• How much does appraisal cost compared to hiring an attorney?

  “Insurance appraisal is significantly more cost-effective than hiring an attorney and going to court. Appraisal typically costs $1,000-$5,000 (you pay your appraiser, split the umpire fee), while hiring an attorney for litigation can cost $20,000-$50,000+ in legal fees.”

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• When is appraisal better than hiring a public adjuster?

  “Appraisal is often better than a public adjuster when coverage has already been opened up by your insurance company - meaning they've agreed to pay the claim but you disagree on the amount. Public adjusters typically charge 10-20% of your settlement and work best during initial claim negotiation.”

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