CompanyZurich Insurance Company Ltd
Summary
Read answerZurich says Hong Kong residents aged 15 days to 80 years may apply for a VHIS Certified Plan.
Zurich Insurance Company Ltd · Vhis faq
zurich.com.hk
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Answers using this source
1 publicationPublished company answers and guides that reference this document.
CompanyZurich Insurance Company Ltd
Summary
Read answerZurich says its VHIS Series may help strengthen protection alongside individual or employer group medical insurance, including by helping top up existing coverage for higher medical expenses and supporting continuity if employment or employee benefits change.
CompanyZurich Insurance Company Ltd
Summary
Read answerZurich’s VHIS page links to plan-specific premium schedules, policy and benefit provisions, a product brochure and useful claim forms.
CompanyZurich Insurance Company Ltd
Summary
Read answerZurich says Hong Kong residents aged 15 days to 80 years may apply for a VHIS Certified Plan.
CompanyZurich Insurance Company Ltd
Summary
Read answerZurich says its VHIS Series may help strengthen protection alongside individual or employer group medical insurance, including by helping top up existing coverage for higher medical expenses and supporting continuity if employment or employee benefits change.
CompanyZurich Insurance Company Ltd
Summary
Read answerZurich’s VHIS page links to plan-specific premium schedules, policy and benefit provisions, a product brochure and useful claim forms.
Full published material
Zurich Insurance Company Ltd
Information from this source
Eligibility and renewal
View in the company profileZurich says Hong Kong residents aged 15 days to 80 years may apply for a VHIS Certified Plan. Once insured, the policy is guaranteed renewable up to age 100, subject to the policy provisions and payment of the prevailing premium. Premiums vary with attained age and are not guaranteed; Zurich may revise premiums, benefits and terms at renewal.
Supplementing existing cover
View in the company profileZurich says its VHIS Series may help strengthen protection alongside individual or employer group medical insurance, including by helping top up existing coverage for higher medical expenses and supporting continuity if employment or employee benefits change. Its Flexi Plans and deductible choices give buyers options to consider when reviewing their personal protection needs.
Compare before selecting a deductible
View in the company profileHealthFlexi Plus offers annual coverage up to HKD 6,000,000 and deductible options of HKD 0, HKD 60,000, HKD 90,000 or HKD 150,000. The suitable choice depends on how the employer plan’s benefits, limits and terms interact with the Zurich policy; the supplied information does not specify coordination for an individual employer plan.
Published VHIS documents
View in the company profileZurich’s VHIS page links to plan-specific premium schedules, policy and benefit provisions, a product brochure and useful claim forms. Its VHIS FAQ also says premium tables can be viewed on Zurich’s VHIS website and the official VHIS website, helping buyers find pricing and plan information for review.
About Zurich Insurance Company Ltd
Zurich VHIS Series comprises three Certified Plans registered under the Voluntary Health Insurance Scheme, offering medical protection options for individuals and families. The series offers different levels of protection to suit personal needs and budgets, with renewal available up to age 100 subject to the policy’s renewal provisions and payment of the prevailing premium; Zurich may amend premiums, benefits and terms at renewal. HealthSure is the series’ Standard Plan and is presented as its most affordable choice; Zurich says no additional exclusion will be imposed because of a change in health conditions at renewal.
Source and data details
- Original document
- Zurich Insurance Company Ltd: /en/insurance-tips/articles/vhis-faq